Pennsylvania Paycheck Calculator: How Much You Take Home After Taxes

Pennsylvania uses a flat state income tax rate — one of the lowest flat rates in the country — but nearly every municipality also levies its own local earned income tax, which means your city or township matters as much as the state rate.

What comes out of a Pennsylvania paycheck

  1. Federal income tax — based on income, filing status, and W-4 elections
  2. Pennsylvania state income tax — a flat rate applied to all taxable income
  3. Local earned income tax (EIT) — an additional flat rate that varies by municipality, often also funding school districts
  4. Social Security tax — 6.2% on wages up to $184,500 for 2026
  5. Medicare tax — 1.45% on all wages, no cap

Worked example: $58,000 salary in Pennsylvania

Single filer, biweekly pay, no pre-tax deductions:

  • Federal standard deduction (2026): $16,100
  • Federal taxable income: $41,900
  • Federal tax owed: 10% on $12,400 ($1,240) plus 12% on $29,500 ($3,540) = $4,780
  • Social Security: 6.2% × $58,000 = $3,596
  • Medicare: 1.45% × $58,000 = $841
  • Pennsylvania state + local EIT combined: typically $1,900–$2,600 at this income level, depending on the current year's state rate and your specific municipality
  • Estimated annual take-home pay: roughly $45,900–$46,600

Why the local tax piece matters

Pennsylvania's state rate is low, but thousands of municipalities each set their own local earned income tax rate, and Philadelphia in particular has its own separate wage tax system with notably higher rates than most of the state.

Get your exact numbers

Use the PayGauge take-home pay calculator for a precise, up-to-date Pennsylvania paycheck breakdown based on your actual filing status, municipality, and deductions.

Location: Pennsylvania, USA

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