Minnesota Paycheck Calculator: Take-Home Pay After Taxes

Minnesota uses a progressive state income tax with some of the higher brackets in the country, meaning take-home pay here tends to run lower than the national average at a given salary.

What comes out of a Minnesota paycheck

  1. Federal income tax — based on income, filing status, and W-4 elections
  2. Minnesota state income tax — a progressive system with relatively high brackets
  3. Social Security tax — 6.2% on wages up to $184,500 for 2026
  4. Medicare tax — 1.45% on all wages, no cap

Worked example: $65,000 salary in Minnesota

Single filer, biweekly pay, no pre-tax deductions:

  • Federal standard deduction (2026): $16,100
  • Federal taxable income: $48,900
  • Federal tax owed: 10% on $12,400 ($1,240) plus 12% on $36,500 ($4,380) = $5,620
  • Social Security: 6.2% × $65,000 = $4,030
  • Medicare: 1.45% × $65,000 = $942.50
  • Minnesota state income tax: typically $3,300–$3,800 at this income level, depending on the current year's brackets
  • Estimated annual take-home pay: roughly $50,600–$51,100

Why Minnesota's take-home number runs lower

Minnesota's progressive brackets climb faster than many other states, which is part of a broader tax structure that funds a wide range of state services — a tradeoff worth weighing against take-home pay when comparing job offers across state lines.

Get your exact numbers

Use the PayGauge take-home pay calculator for a precise, up-to-date Minnesota paycheck breakdown based on your actual filing status and deductions.

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