Indiana Paycheck Calculator: How Much You Take Home After Taxes

Indiana uses a flat state income tax rate — and on top of that, nearly every county adds its own local income tax, which means your exact Indiana paycheck depends on which county you live in, not just the state rate alone.

What comes out of an Indiana paycheck

  1. Federal income tax — based on income, filing status, and W-4 elections
  2. Indiana state income tax — a flat rate applied to all taxable income
  3. County income tax — an additional flat rate that varies by county of residence
  4. Social Security tax — 6.2% on wages up to $184,500 for 2026
  5. Medicare tax — 1.45% on all wages, no cap

Worked example: $58,000 salary in Indiana

Single filer, biweekly pay, no pre-tax deductions:

  • Federal standard deduction (2026): $16,100
  • Federal taxable income: $41,900
  • Federal tax owed: 10% on $12,400 ($1,240) plus 12% on $29,500 ($3,540) = $4,780
  • Social Security: 6.2% × $58,000 = $3,596
  • Medicare: 1.45% × $58,000 = $841
  • Indiana state + county income tax combined: typically $1,900–$2,600 at this income level, depending on the current year's state rate and your specific county's rate
  • Estimated annual take-home pay: roughly $46,100–$46,800

Why county matters as much as state here

Indiana's county income tax rates vary meaningfully from one county to the next, so two people earning the same salary in different parts of the state can see noticeably different take-home pay — worth checking your specific county's rate rather than relying on a statewide average.

Get your exact numbers

Use the PayGauge take-home pay calculator for a precise, up-to-date Indiana paycheck breakdown based on your actual filing status, county, and deductions.

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