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Start Here: Every PayGauge Paycheck Guide in One Place

Find your paycheck in under a minute Every guide on this blog shows the math behind take-home pay: federal tax, state tax and FICA, worked out line by line. Pick your state, your salary or your hourly wage below. Or skip the reading and run your own numbers. Open the take-home calculator By state By salary By hourly wage When your paycheck changes Paycheck terms Your state State tax is the biggest reason the same salary pays differently in different places. Open the group that matches your state. No state income tax on wages (9 states) Alaska Florida Nevada New Hampshire South Dakota Tennessee Texas Washington Wyoming One flat state rate (16 states) Arizona Colorado Georgia Idaho Illinois Indiana Iowa Kentucky Louisiana Massachusetts Michigan Mississippi North Carolina Ohio Pennsylvania Utah Tax brackets that rise with income (25 states) Alabama Arkansas California Connecticut Delaware Hawaii Kansas Maine Maryland Minnesota Missouri Montana Nebraska New Jersey New Mexico New York North...

How to Read Your Paycheck: Every Line Item Explained

 A pay stub packs a lot of abbreviations and numbers into a small space, and most people only really look at the final total. Here's what every common line actually means, so the rest of it stops being a mystery. Earnings section Gross pay — your total earnings for the pay period before anything is taken out Regular hours/rate — your standard hourly rate and hours worked (hourly employees) or salary portion for the period (salaried employees) Overtime (OT) — hours worked beyond 40/week, typically paid at 1.5x your regular rate YTD (Year-to-Date) — the running total of that figure for the calendar year so far, useful for tracking toward annual limits like the Social Security wage cap Tax withholding section Federal income tax (Fed W/H or FIT) — federal tax withheld based on your W-4 elections and IRS withholding tables State income tax (State W/H or SIT) — state tax withheld, if your state has one Local tax — city or county-level income tax, where applicable ...